Low-interest credit cards are an excellent alternative to high-interest credit cards.
They offer lower interest rates than traditional credit cards, making them a better option for those who need to carry a balance.
Additionally, many low-interest credit cards offer rewards programs and cashback incentives, giving you even more benefits without the high-interest rates.
Personal loans are another alternative to high-interest credit cards.
Personal loans usually offer lower interest rates than credit cards, and they are available in both secured and unsecured options.
With a personal loan, you can borrow a fixed amount of money, which is paid back over a set period.
Personal loans can be used for any purpose, including home improvements, car purchases, or debt consolidation.
Home equity loans or lines of credit can be another alternative to high-interest credit cards.