Harassment from a loan company can take many forms, including constant phone calls, threatening or abusive language, and false statements about your debt.
If you’ve experienced this type of behavior, it’s important to document all instances of harassment and keep detailed records of any communications with the loan company.
Before considering a lawsuit, it’s important to first try to resolve the issue with the loan company directly.
This can involve sending a formal complaint letter, filing a complaint with the Consumer Financial Protection Bureau (CFPB), or working with a credit counseling agency to negotiate a repayment plan.
If these options don’t resolve the issue, you may want to consider filing a lawsuit against the loan company.
In order to do so, you’ll need to work with a qualified attorney who specializes in consumer protection law.
One potential legal avenue is to sue the loan company for violating the Fair Debt Collection Practices Act (FDCPA).
The FDCPA prohibits debt collectors from engaging in harassing or abusive behavior and provides consumers with the right to sue debt collectors for violations of the law.