To apply for a secured credit card, you’ll need to submit an application and make a deposit 

The amount of the deposit varies depending on the card issuer, but it typically ranges from $200 to $500 

Your credit limit will be equal to or less than the deposit you make 

Once you’re approved for a secured credit card, you can use it to make purchases just like any other credit card 

However, because you’ve made a deposit as collateral, your credit limit is typically lower than a regular credit card 

Some secured credit cards also have higher interest rates and fees, so it’s important to read the terms and conditions carefully 

To build your credit history and avoid interest charges and late fees, it’s important to make your monthly payments on time and in full 

Payment history is the most important factor in determining your credit score, so it’s crucial to make your payments on time